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Legal Evening News (Reporter LANGUAGE AND CULTURE) Last week, the Department of Housing and urged all localities to relax the provident fund loans policy. For buyers who are most concerned about the down payment is expected to be reduced to two percent this morning, Beijing responded fund center 'Legal Evening News' reporter, said the current policy in Beijing for 90 square meters of housing, down payment requirement is two percent. Ministry of housing construction in recent notice requirements around the need to further lower the threshold and increase the amount of provident fund loans, simplify procedures and improve the housing accumulation fund utilization, and regularly disclose relevant fund management issues. These days, reporters found that in a number of buyers search the forum, a number of research institutes have issued opinions that the housing provident fund loans down payment is expected to fell to two percent, which so many people have great expectations. 'If from two to three percent into, save 200,000 to buy a fund, and the fund has spread compared earn ah.' Mr. Chen said. Buyers down payment is too high, the provident fund account money, 'sleeping', it has always been buyers of heart disease. Reduce the down payment will be able to borrow less money to relatives, you can free up money to finance the down payment reduced, decoration, many people hold such expectations. This morning, the reporter learned from the Beijing Provident Fund Management Center, Beijing from 2010, regardless of whether the business loan down payment home buyers have been adjusted, the first applicant to purchase housing units, subject to other conditions, have the lowest proportion of down payment payments to be 20%. 2010 No. 49 document issued by the central provident fund official website said, 'housing dwelling area of ​â€\x8B90 square meters (inclusive), the first payment shall not be less than 20%, or personal line of credit shall not exceed the appraised value of homes or actual purchase payment (whichever is the lower amount, whichever) of 80%. 'industry sources say that buyers who now concept of' first Fusan Cheng, 'in fact, from the' housing dwelling area of ​â€\x8B90 square meters, the first payment of not less than 30%, that is, personal line of credit shall not exceed the appraised value or actual house purchase payment (whichever is the lower amount, whichever) of 70%, 'this one. Interrupted buyers: two percent down payment fund of little this morning, a credit agency Wei Jia Anjie relevant person in charge, the current use of reserves
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